Financing for Roofing and Construction Projects.
A roof replacement or full exterior restoration is a big investment. Financing options let you move forward with the right material and the right scope of work without paying the full amount upfront.
01 / Financing Overview
Get the Work Done Now, Pay Over Time.
A roof replacement or full exterior restoration is a significant investment. Even when insurance covers storm damage, there are deductibles, upgrades, and related work that comes out of pocket. Financing options let you move forward with the right material choice and the right scope of work without having to pay the full amount upfront.
RX Roofing & Construction offers financing options for qualified homeowners on residential roofing, siding, and exterior projects. We work with lending partners to give you flexible terms that fit your budget.
02 / Financing Options
Lending Partners Built for Home Projects.
We work with established lending partners and manufacturer-sponsored programs made for roofing and exterior work. Many of these offer quick approvals. Your exact terms, rates, and minimum project amount are confirmed at the time of your estimate, so you know your number before any work starts.
Lending Partner Programs
We work with consumer-lending partners such as GreenSky, Service Finance Company, and Hearth. These are made for home projects and tend to move fast on approvals.
Manufacturer Programs
Manufacturer-sponsored financing through programs like GAF FinancialFlex and Owens Corning can be paired with the same materials we install on your roof.
Flexible Terms
Options can include installment plans and same-as-cash windows on qualifying projects. We walk you through what each partner offers so you can pick what fits your budget.
Final program names, available terms, interest rates, and minimum project amounts are confirmed with you in writing as part of your estimate.
03 / How to Apply
Applying Is Part of the Estimate.
Applying for financing is part of the estimate process. When you schedule your free inspection and we provide a project estimate, we can walk you through the financing options available at that time. Approvals are typically fast, and you’ll know before we start work what your monthly payment looks like.
- Schedule your free inspection
- We provide a written project estimate
- We walk you through the options available
- You know your monthly payment before work begins
04 / Financing & Insurance Claims
Financing Can Cover the Gap on a Claim.
When your project involves an insurance claim, the claim settlement covers the approved repair or replacement scope up to your policy limits, minus your deductible. If you choose an upgrade, such as a higher-grade shingle, an impact-resistant product, or premium siding material, the upgrade cost above the approved scope is your responsibility. Financing can cover that gap.
We’ll walk you through what your claim covers, what any upgrade adds, and what your out-of-pocket number looks like before you decide on materials and scope.
05 / What Financing Covers
The Projects You Can Finance.
Financing is available across our exterior work. Gutter installation and smaller repair projects may also qualify depending on the project total.
Roof Replacement & Installation
Full roof replacements and new roof installations, including impact-rated and upgraded material options. Residential Roofing
Siding Installation & Replacement
Vinyl, fiber cement, and brick siding, whether it’s a fresh install or a storm-damaged replacement. Siding Services
Whole-Home Restoration
Whole-home projects, including roof, siding, and gutters, handled on one schedule.
Commercial Roofing Projects
Commercial roofing projects can be financed too. Commercial financing terms differ, so ask for details. Commercial Roofing
06 / Questions About Financing
Common Questions Before Your Estimate.
If you have questions about financing options before your estimate, call or text us at (224) 518-0278, or reach out through our contact page. You can also start with our instant estimate tool to get a preliminary project figure before we talk through financing.
Applying is part of the estimate process. When you schedule your free inspection and we hand you a written project estimate, we walk you through the financing options available at that time. Approvals are typically fast, so you know your monthly payment before we start work.
Financing is available for roof replacement and installation, siding installation and replacement, full exterior restoration projects, and commercial roofing projects. Gutter installation and smaller repair projects may also qualify depending on the project total. Commercial financing terms differ from residential, so ask for details.
Yes. The claim settlement covers the approved scope up to your policy limits, minus your deductible. If you choose an upgrade, such as a higher-grade or impact-resistant shingle or premium siding, the cost above the approved scope is yours to cover. Financing can cover that gap. We’ll show you what your claim covers, what an upgrade adds, and your out-of-pocket number before you decide on materials.
Approvals through our lending partners are typically fast. We confirm your exact terms, rates, and any minimum project amount in writing as part of your estimate, so you’ll know your monthly payment before work begins.
07 / Get Started
Start With a Free Inspection.
We come out, get on the roof, and tell you the truth about what we find. You get a written summary either way, and we walk you through your financing options right alongside the estimate. Want a ballpark first? Our instant estimator gives you a number in about a minute. We’re available Monday to Friday 7am to 7pm and Saturday 7am to 5pm.